Submitted by: Jackson Lily

India is a kingdom of diversities and humongous and rich history that attracts all tourists across the glove. More often than not, India is seemed as a destination for budget travelers. But this tradition is well broken now as tourists also avail India Luxury Tour Packages, which offer lavish tours in India style. A few of the selected luxury tours to India depict the rich culture, custom and everything that the country is endowed with. Luxury tours are custom-made and can be undertaken for various parts of the country. The major packages include trips to north India, south India along with golden triangle tours and wildlife tours. The tours offer you a stunning travel experience and an unmatched personal attention.

The huge magnitude of the country offers the travelers, on its own, a choice to tour the places they prefer the most. Select your own India Luxury Tour Packages, which specifically caters to your needs. If you want to spend sometime by the beaches, a luxury tour to Goa would be the ideal choice. A tourist is provided with all the top-class services. In Goa, the best suntan is on the cards and one can also visit the churches been there since the Portuguese ruled India. Apart from Goa, tours to Rajasthan are also in great demand. You would be amazed to experience the regal life in a state that is renowned for its monarchial history and its fortress, deserts, lakes and some of its internationally popular cities in Jodhpur, Jaipur, Udaipur, Jaisalmer and Ajmer.

India Tour Packages are in enormous demand these days as it is a far-reaching country in terms of ethnicity, traditional, people, food and festivities and it is impractical to experience them all in a single. Understanding this various tour operators provide customized tours to India to experience each feature of the country the way it is. The luxury tours to north India consists of traveling about Delhi, Jaipur and Agra, which is more famously knows as the Golden Triangle Tour. The splendid monuments and attractions which have been there since the Mughal dynasty are on a platter to savor. The tours to south India offers a whole spectrum of options from wildlife, sunny beaches, temples and other thrilling experience. Relish the dense jungles with an authentic wildlife safari.

Some India Luxury Tour Packages are specifically designed for travelers who come to India for medicinal and therapeutics purposes. India is unarguably the mother that gave its children medicinal treatments and it is known worldwide. A tourist can decide between luxury tours for yoga and related therapies while the other option covers Ayurveda treatment. For the newly weds, the country has special honeymoon tours. Kerala is a market leader in this category.

India Luxury Tour Packages offer abundant opportunities to all travelers to enjoy their vacations in the most excellent way, the way they yearn for and get the treatment like a king to enjoy the most lavish luxuries of India. That s what India is known for!

About the Author: Visit more informations:

theincredibleindia.org/india-tour.html

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By Simon Volkov

Annuitants wanting to sell structured settlement payments must first determine if this practice is allowed in the state where they reside. Approximately 34 states prohibit the sale or transfer of annuity payments. States which do allow the practice limit the number of annuity payments sold and require Annuitants to obtain court approval prior to the sale.

Annuitants choose to sell structured settlement annuities for many reasons. Some need a lump sum cash advance to fund college tuition, start a business, or pay off outstanding debts. Others want funds for investment purposes such as buying real estate or cash flow notes.

Courts typically frown on requests for selling annuities; particularly if structured settlements were awarded due to serious injury. Injury-based structured settlements are established to ensure Annuitants receive adequate funds to cover living expenses and ongoing medical expenses. Courts are not eager to allow Annuitants to cash-out future payments unless there is substantial proof the sale will positively impact the Annuitant’s life.

Structured settlements are also used to compensate jackpot lottery winners. When individuals win mega-millions they can opt for a lump sum cash payment or annuity payments. When lottery winners accept lump sum payments they receive considerably less money than winners who elect an extended payout. Courts are more open to authorizing the sale of structured settlements used for lottery payouts than those used for injury compensations.

Structured settlements are also used to distribute inheritance funds provided in an irrevocable life insurance trust (ILIT). Courts can swing either direction when Annuitants seek permission to sell inheritance funds. Much depends on how the ILIT was established. Courts respond more favorably when annuity payments are distributed annually vs. being distributed when Annuitants reach major milestones.

Regardless of the reason structured settlements were established, it is best for Annuitants to obtain legal counsel prior to seeking court approval.

Annuity payments are backed by life insurance companies. When Annuitants sell partial payments they must transfer payment rights to the funding source. Once court authorization is obtained, Annuitants must also obtain approval from the life insurance company.

Annuitants must provide the insurance company with contact information for the funding source, along with the number of payments to transfer. Life insurance companies are not required to approve transfers and are often unwilling to authorize the transfer of future annuities.

Annuity payments are sold to funding sources for a lump sum cash payment. Funding sources are generally private investors, investment companies, and cash advance providers. Some banks and credit unions provide cash for annuities, but the majority of financial institutions do not engage in this type of funding.

Funding sources do not offer full face value of annuities. Investors typically charge an upfront fee ranging between 20- and 30-percent of advanced funds. For example, an Annuitant receives $10,000 every three months and requires $100,000 in cash.

The Annuitant would need to transfer 12 to 13 payments to cover the full amount required, plus the funding source fees. The life insurance company would send payments to the funding source until the cash advance is repaid. Afterward, annuity payments revert back to the Annuitant.

The most common strategy for selling structured settlements is to sell partial payments. Courts rarely approve the sale of structured settlements in whole. The exception is for lottery winnings or if only a few years of payments remain.

The decision to sell structured settlement payments is a decision that should not be taken lightly. Annuitants should carefully weigh the pros and cons of selling future annuities. It is best to consult with a lawyer or tax accountant to determine if this is the best financial decision and to ensure proper protocol is followed.

About the Author: Author and investor, Simon Volkov has published an extensive article library focused on how to

sell structured settlement

payments and strategies for establishing structured settlements via his website at

SimonVolkov.com

.

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